Children are more sensitive, more fragile, and far less able to defend themselves against the malice of the world. Because of this, with just a little guidance, many of these children can grow into some of the greatest villains on Earth.
Behind every spoiled child, there are inevitably spoiled parents. Even more tragic, most obedient children grow up under the influence of such parents as well, and in time, they too can become tyrannical.
George didn't overestimate the power of a small gift, but for someone who had already become a local authority figure, why not put in a little effort? He now had a faint understanding of why some wealthy people in past lives devoted themselves to charity.
"Harry, Hermione, Ron," George said, not allowing the mood to remain sentimental.
"I can offer you a job," he continued, seeing that they had all recovered from yesterday's ordeal.
"I'm planning to start the Watts Mutual Aid Society," George explained. "The idea is to lend money to classmates so they can buy books, wands, or brooms in advance. They can pay it back after graduation or help each other out. That's what social work is about."
"Wow!" Harry, Hermione, and Ron exchanged glances. They could hardly believe it—first-year students being asked to involve themselves in something so complicated.
"Don't worry, the mutual aid organization will be mostly my responsibility. You can work for me, provide advice, and I'll pay you wages," George said, already planning to recruit them into his team. Not only would they assist him, but they would also gain experience—there was no need to worry about their capability.
"I'm not afraid of trouble. It seems like I'll lose to you this time," Hermione said, a spark of competitiveness rising again as she listened to George's plan.
"Though I don't know much, I'm sure I can help," Ron said happily. After receiving his gift, he wanted nothing more than to contribute, regardless of what George proposed.
"I can help too," Harry said reluctantly.
"It's actually not complicated," George continued. "In simple terms, I provide the funds, you provide the labor. We lend money to students; they can work for us, sell study notes, magical tools, or even small spells they invent themselves." George explained it as clearly as possible, so Harry and the others wouldn't be overwhelmed.
"What if they can't pay it back?" Hermione asked, her mind full of practical concerns. Though young, she had read widely. Even if she didn't fully understand George's intentions, she offered valuable suggestions.
"At first, we won't lend much," George said patiently. "This is a mutual aid group, not a lending company. We're not focused on profit."
"Wands, uniforms, and study books are actually cheap. Once we understand a student's needs, we can buy these items for them. These are basic but essential. The goal is to ensure no student is held back from learning because of money," George explained carefully, making sure Hermione could follow.
"That's a good idea," Hermione said, and Harry, understanding, resolved to help.
"The other students are those with excellent academic performance. They can use their notes, magical skills, or even practical spells to take out larger loans, and they could even sell these loans back to us," Hermione added, following George's logic, while he patiently explained.
"So if I'm a top student, I could borrow a lot?" Hermione said, touched by the opportunity.
"Ha! If your studies and magical skills can help others, or if you have practical magic, that's great," George said with a smile.
"I'll help," Hermione thought. The Disillusionment Charm she had learned from George inspired her determination—she would find a way to repay him.
"You can't run away—you all have to help me," George said. He didn't plan to do it all himself; he had recruited Harry and the others to assist.
As George said, the mutual aid organization wasn't complicated. With his financial advantage, a few recruited students, and some planning, it could operate successfully. How much profit it would generate depended on execution.
Most things in the world work this way: if you have money and connections, you can put your ideas into action. Those ideas might change the world—or they might fail. Execution is everything.
George was confident in his plan. After more than a month of observing and thinking since school started, he was ready to launch a major initiative.
Though most of his time since enrolling had been spent studying, when he wasn't reading or slacking in class, he contemplated these matters. As a first-year student, important library collections were out of reach, and professors couldn't help much. After much thought, he devised this unconventional approach.
"Money isn't everything, but without it, nothing is impossible," he reflected.
Over time, George's mutual aid organization began operating smoothly.
Ron was the most enthusiastic participant. When George offered a substantial salary and proved the work was worthwhile, Ron became the organization's biggest supporter, spreading the word everywhere.
One day, they had a special visitor.
"If you need anything, you can tell me directly, and I'll keep it confidential," George said, looking slightly impatient.
"Um, I trust your credibility," Malfoy said hesitantly, his face stiff. "I want to know how much I can borrow based on my credit."
"Although I don't particularly like you, as the heir of the Malfoy family, your credit limit is much higher than others'," George said. While he didn't like Malfoy personally, he had no objection to doing business.
"What's that?" Malfoy clenched his fists upon hearing George's words. He was both upset and proud—after all, the Malfoy name carried considerable credit.
"Since this is your first transaction, if the paperwork is in order, the limit can reach ten thousand Galleons," George said, giving a reasonable figure.
"Ten thousand Galleons?" Malfoy was stunned. He could hardly believe it—he had never seen that much money. Even his wealthy family had never given him more than a hundred Galleons as pocket money.
"And what if I don't leave that paper?" Malfoy asked again, amazed at the value of his own name.
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