Ten minutes?
The expressions of the three bank Executives became even more anxious. They didn't even have time to say anything else as they immediately turned around and hurried to a corner to mutter among themselves:
"What should we do! Are we still going to discuss this deal or not?"
"Of course we have to discuss it! This is a loan of over a hundred billion! If we succeed, we can achieve great success and soar to prominence. Besides, judging by the current situation, if this deal falls through, that previous loan will probably be demanded for early repayment as well, and we'll end up suffering a double loss."
"Can he really do it?"
"Of course he can! Who is he? Is there anything he wouldn't dare to do? There has never been an instance where he took back what he said."
"Indeed! Besides, this deal can still be done! When that milk tea brand was mortgaged to us back then, its market value wasn't as high as it is now. Now, those two milk tea brands are expanding rapidly with over five thousand stores, soaring market values, and unlimited potential... Using those two milk tea brands to mortgage another fifty billion wouldn't be particularly exaggerated."
"I think so too. Moreover, the real estate market is currently in a booming period. The Black Dragon Group auctioning off such a massive amount of land surely means they are going to continue with real estate, and their property developments always sell out instantly upon opening! This loan basically has no particularly huge risk of not being recovered."
"Then let's do it..."
Speaking up to this point,
they didn't hesitate and immediately took out their phones to report at top speed. A loan contract worth over a hundred billion was certainly not something the three of them could decide on their own; it definitely required approval from above.
The tones of the three men on the phone were quite anxious!
Furthermore, they were frantically laying out the advantages of Black Dragon!
They were terrified that the higher-ups wouldn't agree to this loan!
The chairmen of several banks were also making rapid decisions upon receiving this information. Normally, such a major matter would definitely have to go to the board of directors for a show of hands, but there was simply no time left now. Therefore, after gritting their teeth, those few chairmen all made their decisions:
"Let's do it!"
"Sign with him first!"
"We'll talk about the rest when we get back."
...
Nine minutes later.
The three Executives walked back from the corner, all smiling and extremely excited as they said to Qin Jiang:
"Chairman Qin! Our Beidi Bank has decided to approve this loan."
"Chairman Qin! Our Songjiang Bank has also decided to approve this loan."
"Chairman Qin! Although normally it doesn't comply with the rules, we are willing to break the rules for Chairman Qin."
Since they had already planned to sign this contract, they naturally had to flatter him with their words so that they could trade more favors. Being seasoned smooth-talkers themselves, such flattery came to them quite naturally.
Regarding this,
Qin Jiang was not surprised at all!
Executive A: "I wonder when Chairman Qin plans to sign the contract?"
Qin Jiang: "Sign it right now!"
On the side,
Zhu Zheng took out three pre-prepared contracts from the drawer: "Take a look! If there are no issues, sign them!"
Swish! Swish! Swish!
The three Executives looked at the pre-prepared contracts and their lips twitched.
Damn it!
It seemed this Qin Jiang had them completely figured out long ago.
The contracts were already prepared!
Furthermore, judging by the posture when he just took them out, he clearly wasn't prepared to modify any terms at all—he purely intended not to change a single word!
However, the three of them didn't hesitate much and immediately picked up the contracts to review them. As the heads of the loan departments of their respective banks, checking such contracts was second nature to them. But even though their reading speed was extremely fast, checking all three contracts still took them a solid half an hour.
Swish! Swish! Swish!
The three of them looked at each other and nodded, all agreeing that there were no hidden flaws in these contracts. Since none of the three found any problems during their inspection, there must be no problems. It was impossible for the Black Dragon Group to leave problems in only one of the three contracts; since there were no problems with one, there were no problems with any of them. Moreover, they still trusted the reputation of the Black Dragon Group. There were many news reports about the Black Dragon Group in Songjiang, but none of their actions involved any compromise of Black Dragon's reputation. In terms of reputation, Black Dragon was truly beyond reproach. Immediately, the three men signed their names on top and pushed the contracts directly in front of Qin Jiang.
They said in unison:
"Chairman Qin! Happy cooperation!!"
Qin Jiang: "It's too early to say that now. Take the contracts back, stamp them with the official seal within 24 hours, and bring me the supplementary signatures and signing videos from the chairmen of your respective banks!"
"Only then will it be a happy cooperation!"
The expressions of the three Executives were awkward. Although the three of them had acted very coolly just now and signed the contract worth over a hundred billion directly,
as Qin Jiang said, this cooperation had not yet truly begun. For normal loans, their signatures represented the bank, but for loans involving the hundred-billion level, their signatures might not necessarily carry that weight...
After they went back, this contract would definitely need to undergo another internal review by the bank, and their respective banks might even convene group board meetings once again to re-evaluate this loan.
Although there was a high probability it would pass the evaluation...
There was also a probability it might not pass...
In that case, their signatures could only represent themselves!
After all:
There was no official bank seal stamped on it, nor was there any chairman's signature!
It was not impossible for the bank to deny it. By then, this so-called signature would just become the personal behavior of certain bank employees. Therefore, they couldn't help but smile awkwardly at Qin Jiang.
Qin Jiang didn't care about their expressions and instead waved his hand to signal that they could leave.
As soon as the three Executives stepped out of the office,
they saw
several Black Dragon Personnel leading another batch of bank loan heads walking toward the office.
The three Executives:...
"We've already signed the contract, why is he still seeing these bank loan heads?"
"Maybe since they were already invited, he couldn't just refuse to meet them."
"It's also possible he's just playing it big. If we didn't take the loan, they probably would have..."
"It's even possible that if the other party offers better benefits than us, they might poach our deal."
Their gazes became tense again. After all, not only did they not stamp the official seal on just now's contract, but the Black Dragon Group hadn't stamped it either, and it was signed by Zhu Zheng.
It wasn't just them who could go back on their word!
The Black Dragon Group also could go back on its word!
By then, they would find themselves in a passive position!
...
Executive A: "Let's go... hurry back! I won't feel at ease until all the procedures for this contract are completed."
Executive B: "This is a major order that can affect our future standing; we must absolutely not let it fall through..."
Executive C: "I will use all my connections to ensure this contract goes through without a single hitch."
Immediately afterward, the few of them left quickly...
...
Of course!
Qin Jiang in the office had no idea what the three Executives were thinking. He wasn't worried at all that those banks would reject this contract. Right now, throughout the three northeastern provinces, there was no customer of higher quality than the Black Dragon Group. Just based on reputation alone, they could borrow a massive sum of money.
As for meeting with Executives from other banks...
That, of course, was to borrow even more money...
One hundred billion was far from enough...