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The Billionaire’s Substitute Bride

anjeeriku
[MATURE CONTENT/R18+] “Sis, I can’t marry him! Please help me convince Mom not to marry me off!” Melody cried helplessly in Penelope’s arms. Penelope looked at her younger sister in distraught. She knew how much Melody was in love with her current boyfriend, but it would be difficult to disobey their mother, considering the massive debt their father left behind prior to his death. However, on the day of the wedding day, Melody didn’t show up and ran away with her lover. In order to give her family some face, Penelope Dimitriou had no other choice but to step forward to fill her sister’s role. “Mr. Hendrix, my sister ran away. Do you mind marrying me instead?” The man lifted his dark eyes and stared at her for a long moment before his lips curled into a dashing smile. “Sure,” he said with an amused laugh. “But you better not regret it.” Penelope stiffened under his gaze but kept her expression neutral. Regret? That was the word she was trying to remove from her vocabulary, but if marrying this stranger could spare her sister from trouble, so be it.
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HP: Talented, Powerful, Yet in Debt

Reincarnating into the world of Harry Potter, Lucien Grafton thought he would grow up as the heir to a wealthy family. But the moment his Hogwarts letter arrived, his Loan System awakened. Advance rewards now, pay the price later. Simple, right? [Congratulations to the host for obtaining "Loki’s Mask" (Black-green shifting mask of Loki).] Repayment Period: 365 days】 Reward: 【Loan Content: Acquire the magical talent of Loki, the God of Trickery and Change】 【White Magic: S】 【Dark Arts: SS+】 【Defense: S+】 【Transfiguration: SSS】 【Potion: A】 【Alchemy: A+】 【magic Power: SS】 Repayment: Perfectly master Transfiguration within one year. "Umm.. with this SSS-rank talent, I can master Transfiguration within a year.. pretty simple." [Congratulations to the host for obtaining a Qilin Egg.] Reward: A divine beast companion. Repayment: Refine a Potion using the Philosopher’s Stone. "Uhh.. a Potion using the Philosopher’s Stone..? Well, I guess I can do that.." [Congratulations to the host for obtaining the Dark Magic Encyclopedia.] Repayment: Voldemort’s head. “…Wait—what?!” Voldemort: “What do you mean you owe a debt and need to borrow my head?!” With every loan, Lucien gains powers beyond imagination, becoming Over f#cking Powered far too quickly—but also debts that could shake the Wizarding World itself. McGonagall sees him as a once-in-a-century Transfiguration prodigy. Dumbledore frowns at his “dangerous potential.” Hermione stares in shock as the new boy buys out half of Flourish & Blotts. And Lucien himself? He just wants to clear his debts before they pile up too high. After all… what’s scarier than Voldemort? A System that won’t stop lending!!!
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